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Loans

PERSONAL LOAN

Take control with a loan designed around you.

  • Borrow from $1,000 to $25,000
  • Spread your repayments over one to five years for loans of $15,000 or less, or over one to eight years for loans over $15,000.
  • Get a quick decision
  • As a COB current account customer, you could get an instant credit decision. Non-COB current account customers should be contacted with a credit decision in 2-5 working days.
  • Quick access to funds
  • Existing COB current account customers could receive the money instantly once the application has been approved and the loan agreement has been signed. Non-COB current account customers could receive the money into a nominated account 3 working days after the signed loan agreement is received.
  • Top up your existing loan
  • If you’ve already got a COB Personal Loan and your financial needs have changed, taking additional borrowing could be the answer. You can consolidate your existing loan with additional borrowing.
  • Make overpayments free of charge

PROPERTY LOAN

There’s always something that needs doing around the house. Whether you’re planning a new bathroom or kitchen, or thinking about converting the loft, a home improvements loan could help you get the most out of your property sooner rather than later.

  • Quick access to funds
  • Existing COB current account customers could receive the money instantly once the application has been approved and the loan agreement has been signed. Non-COB current account customers could receive the money into a nominated account 3 working days after the signed loan agreement is received.
  • Make overpayments, or settle in full, at any time without penalty. This may reduce the amount of interest you pay and there won’t be hidden extras or nasty surprises.
  • Borrow from $1,000 to $25,000
  • Spread your repayments over 1 to 5 years for loans of $15,000 or less, or up to 8 years for loans over $15,000